Aerial view of a major civil construction project — an elevated motorway interchange under construction with tower cranes, plant and earthworks
Commercial construction insurance

Risk solutions forAustralia'sbuilders.

A specialist team for civil, commercial and trade clients, placing complex programs across public liability, contract works, plant, and warranty with Australia's leading insurers.

Authorised representative20+ insurer panelSpecialist construction team

Get your quote

Quick Quote60 Seconds

What do you do?

Pick your trade to get started.

  • 5.0on Google
  • 20+Australian insurers
  • 19,000+Australians helped
Why Construction Cover

Specialists who structure the cover, handle the insurers, and answer the phone when it matters.

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Insurer panel
$0B+
Project value limit
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Quote submission
$0M+
Turnover limit
Who we cover

Cover for every trade on site.

From sole-trader subbies to civil contractors running annual programs.

Builders covered by Construction CoverBuilders
Concreters covered by Construction CoverConcreters
Electricians covered by Construction CoverElectricians
Roofers covered by Construction CoverRoofers
Scaffolders covered by Construction CoverScaffolders
Civil & plant covered by Construction CoverCivil & plant
Construction professionals reviewing project plans on a commercial site
How it works

A specialist process, engineered for speed.

We act as an extension of your commercial team, translating contract requirements into the right placement, without slowing down delivery.

01

Brief

Share your project, scope and exposures. We'll get to work straight away.

02

Market

Our team can negotiate terms across 20+ insurers to engineer your program.

03

Bind

Receive certificates of currency same day. On-site, on-time, audit-ready.

Client reviews

Trusted by contractors and developers nationwide.

Rated 5.0 on Google· 250+ reviews

Reviews for Stonewell Insurance, the business behind Construction Cover.

From sole traders to developers. Measured by premiums saved, claims paid and the cover placed when it counts.

Patrick saved us over $4,000 on a truck insurance quote. Extremely helpful and efficient. Would definitely recommend.
Rachael Brooker
Truck insurance
Google review
Excellent service, big savings. Bailey saved me thousands on our Public Liability insurance and made the whole process easy. I was in a time-sensitive situation and his help was fast and effective. 10 out of 10.
Neridene Beamish
Public Liability
Google review
A special thank you to Madison, who became my claims consultant after a piece of machinery was involved in a total loss accident. One of the quickest turnarounds on a claim I've ever heard of. She called the right people, asked the right questions and got the right answers. I can't express how grateful I am.
Gus Weule
Plant & machinery claim
Google review
Foxy's Landscapes have used Stonewell since April 2022. They put forward competitive premiums for our Business Insurance, Public Liability and Motor Vehicle cover. Every year since, we've had excellent service across renewals and claims.
Mia Fox
Foxy's Landscapes · Business & liability cover
Google review
I've been in business over 25 years and had a few claims. Our recent claim with Stonewell after Cyclone Alfred was the easiest and most successful of all of them. Sophia and Matthew made sure we had the best and fastest outcome, and George gets me the best pricing on the market.
Ayman Muhor
Cyclone Alfred claim
Google review
I rang in a pickle with a few hours to spare. Our company insurance needed changing over. Matt rushed through a heap of quotes, had us insured within hours and saved us thousands on our policies. Highly recommend.
Brooke Cullinan
Same-day cover
Google review
Aerial view of a major civil infrastructure project
Get in touch

Speak with a construction insurance specialist.

Discuss your project, your contract requirements or an annual program review. Direct access to our senior team, no call centres.

FAQ

Common questions.

Can't see your question?

Speak with our team on 1300 080 323.

How fast can I get covered?
Most policies are bound the same day. Once we have your details, your certificate of currency lands in your inbox within an hour during business hours.
What does construction insurance actually cover?
It depends on the policy, but typically: public liability, contract works (the project itself), tools and equipment, and plant or machinery.
Do you cover sole traders and subbies?
Absolutely. Whether you're a one-person operation or a 50-person crew, we'll match the right cover to your business.
How much does construction insurance cost?
It depends on your trade, turnover and the cover you need, which is exactly why we shop 20+ insurers to find the sharpest premium for your business. Plenty of clients save by switching; send us your current policy and we'll see what we can do.
Do I actually need contract works or public liability?
Most builders and trades carry public liability as a baseline, and many head contracts or principal agreements require contract works cover and a minimum liability limit before you can start on site. Send us your contract requirements and we'll match the cover.
Can you take over my existing policy mid-term?
Yes. We can review your current policies, line up alternatives and switch you across, often the same day, so you're never left without cover in between.
Are you an insurer?
No. We compare 20+ insurers on your behalf to find the best fit, instead of selling one product.
What happens if I need to make a claim?
Call us. A real human will walk you through the process and chase the insurer on your behalf. We don't disappear after the policy is signed.