Roofers Insurance

At a minimum, public liability, commonly $10m or $20m to satisfy builders and principal contractors, covering falling materials and water damage. Most roofers also carry tools of trade cover, personal accident cover to protect their income, and contract works on larger jobs. We tailor the mix to the heights and work you take on.

It depends on your turnover, the states you work in, the heights you work at and the cover you choose, so there's no single price. We compare 20+ insurers to find the right cover at a competitive premium. Tell us about your business and we'll come back with options.

Working at height raises the risk, so the heights you work at must be disclosed to the insurer. We arrange public liability that matches the roofs and heights you actually work from, so cover isn't knocked back if a claim involves a fall or a dropped object.

Yes. If your roof work lets water into a building and damages it or its contents, public liability is the cover that responds to the claim and legal costs, subject to your policy terms. Because water claims can be large, we make sure your limit suits the buildings you work on.

Yes. Whether you work solo, subbie, or run a crew, we size public liability, tools and personal accident cover to how you work, and add workers cover once you put on labourers.