Owner Builder Insurance
As an owner builder you take on the responsibilities a licensed builder normally carries: the site, the subcontractors, the public and the works in progress. Construction Cover arranges public liability, contract works and personal accident cover sized to your owner-build, placed across 20+ insurers by a specialist broker who calls you back.
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What do you do?
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What insurance do owner builders need?
Public Liability
As the person running the site, you carry the liability a licensed builder normally would. Public liability responds if a visitor, neighbour or passer-by is injured, or their property is damaged, during your build. Councils and lenders often require it.
Contract Works
Your build in progress and the materials on site, against fire, storm, theft and accidental damage before completion. For an owner-build, this protects the money you have already put into the project.
Personal Accident & Illness
Owner-building is hands-on and around the clock. If an injury or illness stops you working on the build or earning elsewhere, personal accident and illness cover helps keep things moving.
Tools & Equipment
The tools and hired gear you rely on to get the build done, covered against theft and damage on site.
Storm, Fire & Theft
The site perils that can set an owner-build back months. Cover responds so a loss does not derail your project or your budget.
Reviews are for Stonewell Insurance Brokers, the brokerage behind Construction Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get owner builders covered?
Tell us about your business — about 60 seconds — and a specialist broker calls you back with options.
Construction Cover is a brand of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).