Plumbers Insurance

At a minimum, public liability, usually $10m or $20m for builders and principal contractors, which carries a plumber's biggest exposure: water damage. Most plumbers also carry tools of trade cover, personal accident cover for their income, and contract works on new builds. We tailor the mix to your work, including gasfitting.

It depends on your turnover, the states you work in, whether you do gas or hot works, and the cover you choose, so there's no single price. We compare 20+ insurers to find the right cover at a competitive premium. Tell us about your business and we'll come back with options.

Yes. If your work causes water damage to a building or its contents, public liability is the cover that responds to the claim and legal costs, subject to your policy terms. Because water claims can be large, we make sure your limit suits the buildings you work in.

Gas and hot works carry extra risk, so they need to be disclosed and covered specifically. We make sure your public liability is arranged for your gas-licence work, not quietly excluded, so a claim isn't knocked back later.

Yes. Sole trader, subbie or a team, we size cover to how you work, including the certificates of currency builders ask for, and the workers cover you need once you put on an apprentice.