Electricians Insurance
For electricians the real exposure is the work you leave behind: faulty wiring that causes a fire or a shock weeks after you signed off. Construction Cover arranges public liability, tools and income cover around that tail risk, placed across 20+ insurers by a specialist broker who calls you back.
Get your quote
What do you do?
Pick your trade to get started.
What insurance do electricians need?
Public Liability
The cover builders insist on. If your work causes a fire, an electric shock or injury on site, public liability responds to the claim and the legal costs, including claims that surface after you've left the job. Commercial sites usually require $10m or $20m.
Tools & Equipment
Testers, thermal cameras, multimeters, drills and hand tools are the kit you can't earn without. Tools cover replaces them when they're stolen from the ute or damaged on site.
Personal Accident & Illness
As a sole-trader sparky, an injury that keeps you off the tools stops your income. Personal accident and illness cover keeps money coming in while you recover.
Contract Works
On new builds and fit-outs, contract works covers your wiring and materials while the job is in progress, against fire, storm and theft before hand-over.
Workers Injury
Put on an apprentice or a second hand and workers cover protects you when they're hurt at work. We make sure it lines up with your state's requirements.
Reviews are for Stonewell Insurance Brokers, the brokerage behind Construction Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
General advice only. Any advice on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement (PDS).
Ready to get electricians covered?
Tell us about your business — about 60 seconds — and a specialist broker calls you back with options.
Construction Cover is a brand of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).