Builders Insurance
Builders carry the risk for the whole site: subcontractors, the public, the works in progress and the finished result. Construction Cover structures cover for builders, developers and contractors, from single projects to annual programs, placed across 20+ insurers by a specialist broker who calls you back.
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What do you do?
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What insurance do builders need?
Public Liability
Builders are the first port of call when something goes wrong on site. Public liability responds to injury or property damage to others, whether caused by you or a subcontractor under your control. Principals and financiers commonly require $10m or $20m.
Contract Works
The build itself while it is under way: your materials and the works in progress, against fire, storm, theft and accidental damage before hand-over. Arranged per project or across an annual program.
Plant & Machinery
Owned and hired plant, from excavators and scaffolding to formwork and site sheds. Plant cover repairs or replaces the gear a build depends on.
Annual Programs
Running several jobs at once? An annual program covers every project you start in the year under one policy and one renewal, instead of insuring each job separately.
Workers & Subcontractors
When you put on staff or rely on subcontractors, the right workers and liability cover protects you when someone is hurt on your site, in line with your state's scheme.
Reviews are for Stonewell Insurance Brokers, the brokerage behind Construction Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
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Construction Cover is a brand of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).